Terms of Service

Effective Date: January 1, 2026 · Last Updated: April 13, 2026

Welcome to Mike.tv. These Terms of Service (“Terms”) constitute a legally binding agreement between you (“you,” “your,” or “user”) and the owner and operator of mike.tv (“we,” “us,” “our,” or “Owner”). By accessing, browsing, or using the website located at https://mike.tv (the “Site”), you agree to be bound by these Terms in their entirety. If you do not agree to these Terms, you must discontinue use of the Site immediately.

We reserve the right to modify these Terms at any time. Changes become effective upon posting. Your continued use of the Site following any modifications constitutes acceptance of the updated Terms. We encourage you to review these Terms periodically.

1. Educational Purpose Only — Not Financial Advice

All content on the Site — including but not limited to articles, guides, the Money Mechanics Playbook, newsletters, videos, social media posts, and any other materials — is provided strictly for educational and informational purposes. Nothing on this Site constitutes:

  • Personalized financial, investment, tax, or legal advice
  • A recommendation to buy, sell, or hold any security, asset, or financial product
  • An offer or solicitation to engage in any financial transaction
  • A fiduciary relationship between you and the Owner

You acknowledge that financial decisions involve risk and that you are solely responsible for evaluating and acting on any information obtained from this Site. Always consult a qualified, licensed financial advisor, tax professional, or attorney before making financial decisions. The Owner is not a registered investment advisor, broker-dealer, or financial planner, and does not hold himself out as such through this Site.

2. No Guarantees of Results

We make no representations, warranties, or guarantees — express or implied — regarding the accuracy, completeness, timeliness, or reliability of any content on the Site. Specifically:

  • We do not guarantee any specific financial outcome, return, or result from applying information found on this Site
  • Past performance of any strategy, investment, or approach discussed on this Site is not indicative of future results
  • Any income, earnings, or financial figures referenced are illustrative examples only and should not be construed as promises or expectations
  • Market conditions, tax laws, and financial regulations change; content may become outdated without notice

You assume full responsibility for any actions taken based on information obtained from this Site.

3. Intellectual Property Rights

All content, materials, and intellectual property on the Site are owned by or licensed to the Owner and are protected by United States and international copyright, trademark, and other intellectual property laws. This includes but is not limited to:

  • Written content — all articles, guides, the Money Mechanics Playbook, newsletters, blog posts, and educational materials
  • Brand assets — the “mike.tv” name, the MIKE.TV logo, all variations thereof, and associated brand elements
  • Visual assets — images, graphics, illustrations, icons, and design elements
  • Website design — layout, code, structure, and user interface elements
  • Trade dress — the overall look, feel, and commercial impression of the Site

Permitted Use

You may view, download, and print content from this Site for your personal, non-commercial use only, provided you do not remove or alter any copyright, trademark, or other proprietary notices.

Prohibited Use

Without prior written consent from the Owner, you may not:

  • Reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from this Site
  • Copy, republish, or redistribute the Money Mechanics Playbook or any portion thereof
  • Use the mike.tv name, logo, or brand assets in any manner that implies endorsement, affiliation, or sponsorship
  • Frame, mirror, or embed any portion of the Site on another website or platform
  • Use automated tools (bots, scrapers, crawlers) to extract content, except for legitimate search engine indexing
  • Remove, obscure, or alter any proprietary notices, labels, or marks on Site content

Unauthorized use of any intellectual property on this Site may give rise to a claim for damages and/or constitute a criminal offense.

4. Acceptable Use Policy

By using this Site, you agree not to:

  • Use the Site for any unlawful purpose or in violation of any applicable local, state, national, or international law
  • Submit false, misleading, or fraudulent information through any form on the Site
  • Transmit spam, unsolicited communications, or promotional material through the Site’s contact forms or any other channel
  • Harass, threaten, intimidate, or abuse any individual associated with the Site or other users
  • Attempt to gain unauthorized access to the Site’s systems, servers, databases, or any connected networks
  • Interfere with or disrupt the Site’s infrastructure, including through denial-of-service attacks, malware, or other malicious activity
  • Impersonate any person or entity, or falsely represent your affiliation with any person or entity
  • Use the Site to collect, harvest, or store personal data of other users without their consent
  • Upload or transmit viruses, worms, trojan horses, or other harmful or disruptive code

We reserve the right, at our sole discretion and without prior notice, to terminate or restrict your access to the Site, block your IP address, remove any content you have submitted, and take any other action we deem necessary if you violate these Terms or engage in conduct that we determine to be harmful to the Site, its users, or our business interests.

5. User-Submitted Information

When you submit information through any form on the Site — including email subscription forms, playbook download forms, or the contact form — you represent and warrant that the information you provide is accurate, current, and complete. You grant us a non-exclusive, royalty-free, perpetual license to use any feedback, suggestions, or ideas you submit for the purpose of improving our content and services, without any obligation of compensation or attribution.

6. Email Communications

By providing your email address through any form on this Site, you expressly consent to receive the Money Mechanics Newsletter and related communications, including educational content, site updates, and promotional materials related to mike.tv’s products and services. You may unsubscribe at any time by clicking the “Unsubscribe” link in any email or by contacting us directly. For more details on how we handle your personal data, please see our Privacy Policy.

7. Third-Party Links

The Site may contain links to third-party websites, products, or services that are not owned or controlled by us. We are not responsible for the content, privacy practices, or terms of any third-party sites. The inclusion of any link does not imply endorsement, affiliation, or recommendation. You access third-party sites at your own risk and should review their terms and privacy policies independently.

8. Disclaimer of Warranties

THE SITE AND ALL CONTENT, MATERIALS, INFORMATION, AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
  • Warranties that the Site will be uninterrupted, error-free, secure, or free of viruses or other harmful components
  • Warranties regarding the accuracy, reliability, or completeness of any content or information on the Site
  • Warranties that errors or defects will be corrected

You acknowledge that your use of the Site is at your sole risk.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY THE LAWS OF THE COMMONWEALTH OF VIRGINIA AND APPLICABLE FEDERAL LAW, THE OWNER, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS SHALL NOT BE LIABLE FOR:

  • Any indirect, incidental, special, consequential, exemplary, or punitive damages
  • Any loss of profits, revenue, data, goodwill, or business opportunities
  • Any financial losses resulting from reliance on content, strategies, or information provided on the Site
  • Any damages resulting from errors, omissions, inaccuracies, or outdated information in Site content
  • Any damages arising from unauthorized access to or alteration of your transmissions or data
  • Any damages resulting from interruption, suspension, or termination of the Site
  • Any damages arising from the conduct of any third party on or through the Site

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATING TO THE SITE OR THESE TERMS EXCEED THE GREATER OF (A) THE AMOUNT YOU HAVE PAID TO US, IF ANY, IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100.00 USD).

These limitations apply regardless of the legal theory upon which the claim is based, whether in contract, tort (including negligence), strict liability, or otherwise, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify, defend, and hold harmless the Owner, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising from or related to: (a) your use of or access to the Site; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; or (d) any content or information you submit through the Site.

11. Use of Artificial Intelligence

This Site leverages artificial intelligence tools in the research, drafting, and production of content. All AI-assisted content is reviewed and guided by the Owner’s professional experience. However, AI-generated content may contain errors or inaccuracies. We do not warrant the accuracy of AI-assisted content, and such content is subject to the same disclaimers and limitations set forth in these Terms.

12. Site Availability and Modifications

We reserve the right, at our sole discretion and without notice, to:

  • Modify, update, or remove any content on the Site at any time
  • Suspend, restrict, or terminate the Site or any portion thereof, temporarily or permanently
  • Change, discontinue, or introduce new features, products, or services
  • Impose limits on certain features or restrict access to portions of the Site

We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Site.

13. DMCA and Copyright Complaints

If you believe that content on this Site infringes upon your copyright, please submit a notice in accordance with the Digital Millennium Copyright Act (DMCA) by contacting us at the address provided in Section 16. Your notice must include: (a) a description of the copyrighted work you claim has been infringed; (b) the URL of the infringing material on our Site; (c) your contact information; (d) a statement that you have a good faith belief that the use is not authorized; and (e) a statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on their behalf.

14. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, United States, without regard to its conflict of law provisions. Any legal action, suit, or proceeding arising out of or relating to these Terms or the Site shall be brought exclusively in the state or federal courts located in the Commonwealth of Virginia, and you irrevocably consent to the personal jurisdiction and venue of such courts.

15. Severability and Waiver

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such invalidity shall not affect the remaining provisions, which shall continue in full force and effect. Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

16. Contact Information

For questions about these Terms, intellectual property inquiries, DMCA notices, or any other legal matters, please contact us: